What Are Medpay Benefits in California?

Medical pay benefits coverage covers you and any passengers in your vehicle and also any pedestrians that you injure in an accident. Medpay also covers you if you’re injured while riding as a passenger in another vehicle, or if you’re injured by a vehicle as a pedestrian, bike rider, or a public transportation rider. Do you know if you have medpay benefits added to your car insurance policy?

Bicycle Accident
Bus Accident

Only some states require that you have medpay coverage added to your policy. In California, medpay is an optional additional coverage that attaches to your automobile policy. All companies selling car insurance in California must legally offer a medical payments coverage option with a limit of at least $1,000. MedPay coverage provides a small amount of health care coverage on top of health insurance and personal injury protection coverage. Drivers with medpay have additional cash added to their policy in case of an accident.

Your insurance with Med Pay coverage is responsible for paying all of your (and your passenger’s) medical bills as a result of any bodily injury, no matter who’s at fault. This is an optional piece of your insurance policy but I’m sure you can see why it’s important to have. 

Medpay benefits

Medpay is used when medical care is necessary and the injuries sustained were from the documented accident. All care documents and medical bills should be submitted within the first year following the auto accident. Nobody ever plans on being involved in a car accident but should this happen to you medpay will cover your medical costs directly. The more you know about your individual plan, the better.

If you have any questions about your auto insurance policy and/or your additional medpay coverage under your plan give us a call at (619) 413-4405 for a free consultation. We are happy to answer any of your questions.

1 thought on “What Are Medpay Benefits in California?”

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